* 4 cups fat-free refried beans
* 2 tablespoon canned, diced green chilies
* 2 tablespoon canned, chopped ripe olives (optional)
* 1/2 cup chopped tomatoes
* 1/2 cup chopped green onions
* 1 cup salsa
Place beans in a saucepan and thin slightly with some salsa. Heat through. Then place ingredients in separate bowls. To assemble, layer ingredients over the chips in the order given. Eat with your fingers, or use a fork if you must.